Parking & Transit Account
A Parking & Transit Account can help you save money on work-related mass transit and parking costs by using tax-free dollars to pay for eligible expenses.
What is a Parking & Transit Account?
A Parking & Transit Account allows you to use tax-free dollars to pay for monthly parking lot fees and mass transit programs (e.g., bus pass).
Unlike the Flexible Spending Account (FSA) plans, this program does not include a “use it or lose it penalty.” Any unused funds will carry forward to the next plan year in which you are an active participant.
Why enroll in a Parking & Transit Account?
Tax savings
Depending on your tax bracket, you could realize a tax savings of 15–30% on eligible parking and commuting expenses
Lower taxable income
Lower your IRS reported income which saves you money
What expenses are eligible?
You can use a Parking & Transit Account to pay for your share of expenses for commuting to and from work, reimbursable up to the monthly statutory or plan limit for:
Parking
- Parking your vehicle in a facility that is near your place of work
- Parking at a location from where you commute to work (such as the cost of parking in a lot near the bus station so you can continue your commute to work)
Mass Transit
- Expenses include costs for any pass, token, fare card, voucher, or other item that entitles you to use mass transit for the purpose of traveling to or from work (e.g., bus pass)
Frequently Asked Questions
What expenses are qualified under this plan?
You can use a Parking & Transit Account to pay for your share of expenses for commuting to and from work, reimbursable up to the monthly statutory or plan limit for:
Parking:
- Parking your vehicle in a facility that is near your place of work
- Parking at a location from where you commute to work (such as the cost of parking in a lot near the bus station so you can continue your commute to work)
Mass Transit:
- Expenses include costs for any pass, token, fare card, voucher, or other item that entitles you to use mass transit for the purpose of traveling to or from work (e.g., bus pass)
What happens if I have money left over in my account after the plan year ends?
Any remaining balance at the end of the year will roll over to the next plan year.
How much can I contribute to a Parking & Transit Account?
For 2026, you can contribute up to $340/month. The IRS has not yet released the contribution limits for 2027.
Can I make changes to my Parking & Transit Account elections during the plan year?
Yes, you can enroll/change/cancel your election on a month-to-month basis.
Who is eligible to participate?
Please check with either your employer or ProService Hawaii if you are eligible for this benefit.
Per IRS tax rules, the following are not eligible to participate:
- S Corp shareholders above the 2% ownership level and immediate family members
- LLC owners taxed as a Partnership
- LLP members
- Partners in a Partnership and Sole Proprietors; spouses/family members who are not W-2 employees of the company
How do I access my NBS Online Account?
Follow these steps:
- Go to: my.nbsbenefits.com
- Click Register on the top right corner of the page
- Complete the required fields of the registration form:
- Username and password
- Personal Information: name and email address
- Employee ID: Please enter your Social Security Number
- Employer ID OR NBS Benefits Card Number Employer ID is a 9 digit code given to you in your Welcome email from NBS after you enroll or may be obtained by calling ProService at 808-394-3118 to get the information
- Accept the Terms of Use
- After completing all required fields, click Register
How do I submit my claims to get reimbursed for my expenses?
You can submit claims to National Benefit Services (NBS) in the following ways:
- Online at my.nbsbenefits.com
- Use the NBS Benefits mobile app for Apple and Android devices
- Submit an NBS Flexible Spending Account Claim Form with supporting documentation via:
- Email to [email protected]
- Fax to 844-438-1496
- Mail to: National Benefit Services, LLC, P.O. Box 6980, West Jordan, UT 84084
What happens if I terminate from employment?
Your participation and salary deduction ends. You will no longer be able to incur expenses for reimbursement as of your termination date. You have 90 days from the date of termination to submit claims for expenses incurred prior to the termination date. Any balance left in the account after 90 days will be considered forfeit.
How to Enroll
If you are eligible to enroll in this benefit, it will appear as an available option to you during open enrollment. There are 2 ways to enroll in your benefits during open enrollment:
Online via your HR portal
You’ll receive an email notification when it’s time to enroll.
- Log in to the portal at login.proservice.com.
- For instructions on how to set up your login, go to proservice.com/loginhelp.
Schedule a consultation with a Benefit Consultant
Talk with one of our consultants for help understanding your options and enrolling in the benefits you want.
- Call: 808-515-5554
- Online: proservice.com/benefit-consult
We’re here to help.
If you have questions about your employee benefits or need help with enrollment, schedule a 1:1 consultation with one of our Benefit Consultants at 808-515-5554.